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ISBInsight is the Flagship Research Periodical of the Indian School of Business

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Kaushik Bhattacharjee

Associate Professor at the Institute of Management Technology, Hyderabad.

A Microfinance Journey

In their case study of Krishna Bhima Samruddhi Local Area Bank (KBSLAB), a microfinance institution, the authors take us through the journey of microfinance in India. After two decades, the industry is still a fledgling − one in whom its parent, the Reserve Bank of India, appears to have lost interest. Operating in an atmosphere of mistrust and indifference, KBSLAB …

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